The mysteries of financial culture and financial habits

Major Dóra and Zsótér Brigitta: The mysteries of financial culture and financial habits. In: Analecta technica Szegedinensia, (15) 1. pp. 88-95. (2021)

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Abstract

In this research we will investigate the financial culture among the students of the Technical Faculty of University of Szeged. We will analyse the results of questionnaires about the students’ financial culture and financial habits. We aim to learn more about the student’s financial knowledge, debit card usage, savings and loan habits. Also, our research how the students’ demographic and social background impact their financial decisions and habits. The results highlight that the respondents mainly seek financial advice from their family regarding financial decisions. Their financial behaviour is based on their communication with their parents and family background. Furthermore, the results show that the majority of the respondents have savings and are concerned about their future. We did not find any significant differences between gender, both genders equally have long-term savings. Generally, the respondents keep their savings in bank accounts or in cash, stocks or investing is not typical. We drew the conclusion that the students tend to refuse to take out personal loans and are risk-adverse in this matter. Finally, the students use their debit card widely and in their day-to-day life without the intention of influencing others.

Item Type: Article
Journal or Publication Title: Analecta technica Szegedinensia
Date: 2021
Volume: 15
Number: 1
ISSN: 2064-7964
Page Range: pp. 88-95
Language: English
Related URLs: http://acta.bibl.u-szeged.hu/73166/
Uncontrolled Keywords: Pénzügy, Pénzügyi kultúra, Pénzügyi szokások
Additional Information: Bibliogr.: p. 94-95. ; ill. ; összefoglalás angol nyelven
Subjects: 05. Social sciences
05. Social sciences > 05.02. Economics and business
Date Deposited: 2021. Aug. 12. 13:25
Last Modified: 2023. Jul. 13. 10:40
URI: http://acta.bibl.u-szeged.hu/id/eprint/73177

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